6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (2024)

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (1)

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST

There are wonderful treasures to be found on Craigslist, and if you have stuff you don’t need, you can make good money selling it there. Unfortunately, though, Craigslist is riddled with scammers. Keep your money safe by following these seven tips when using the popular online
marketplace.

  1. Be familiar with Craigslist

    Lots of Craigslist scams can be avoided by knowing some basic information about the site:

    • The Craigslist URL is http://www.craigslist.org. Scammers often create lookalike sites to lure buyers into paying for items that don’t exist. Always confirm the URL before finalizing a purchase.
    • Craigslist does not back any transaction on its site. If you’re offered purchase protection at a price, you’re looking at a scam.
  2. Deal locally

    It’s always safest to finalize a transaction in person. Dealing with a local also lessens the chance of there being a language barrier that obscures the details of a deal.

  3. Examine the product before finalizing a sale

    Don’t rely on pictures alone when buying something on Craigslist. Ask to look at the item in person.

  4. Don’t accept or send a cashier’s check, certified check or money order as payment

    It’s best to pay for online items that are purchased from a distant and unknown seller using a credit card. This way, you can always contest the charges if the sale goes south. If you pay with a cashier’s check, certified check or money order, there’s no way to reclaim your funds should the need arise.

  5. Use cash — safely

    If you’re dealing with a local, the most secure way to pay or collect funds for a Craigslist transaction is with cash. To keep it even more secure, you can make the exchange in a safe place like your local police station or even at Acclaim FCU. Bring along a counterfeit detection pen to be certain you’re not getting scammed with bogus bills.

  6. Don’t share your personal information

    There’s no reason a buyer or seller needs to know your checking account number, your date of birth or the name of the high school you attended. If a contact is asking too many personal questions, back out of the deal.

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6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union (2024)

FAQs

6 WAYS TO AVOID GETTING SCAMMED ON CRAIGSLIST - Acclaim Federal Credit Union? ›

Craiglist Safety Tips for Sellers

Request cash payment when exchanging in person. If you're shipping your item, use a service such as PayPal for more security. Never accept a money order; this is usually a scam. Cashier's checks can be forged, so exercise caution when accepting these.

How do you know if a buyer is scamming you on Craigslist? ›

Here are eight common Craigslist scams and some tips to avoid falling for them.
  1. Email or texting phishing scams. ...
  2. Vague, short responses riddled with spelling errors. ...
  3. A buyer asks you to wire or transfer money, or they ask you to send a cashier's check or money order. ...
  4. Buyer refuses to meet you in person.

What is the safest way to receive payment on Craigslist? ›

Craiglist Safety Tips for Sellers

Request cash payment when exchanging in person. If you're shipping your item, use a service such as PayPal for more security. Never accept a money order; this is usually a scam. Cashier's checks can be forged, so exercise caution when accepting these.

What can a Craigslist scammer do with my phone number? ›

What can a Craigslist scammer do with my phone number? If a Craigslist scammer has your phone number and gets you to verify a code sent to that number, they can use it to open a Google Voice account. With that account, they can continue running scams using your phone number.

What can a Craigslist scammer do with my email? ›

With just your email address, scammers can:
  • Target you with sophisticated phishing emails.
  • Find more sensitive information about you — including where you live.
  • Attempt to hack into your social media or other online accounts.
  • Impersonate you and scam your friends and family.

How can you tell a fake buyer? ›

Some signs might be:
  1. Asks for an overpayment refund on a check you just deposited. ...
  2. Wants you to wire them money for any reason. ...
  3. Unable or unwilling to provide references. ...
  4. The individual never asks to see the property in person. ...
  5. You can't find info about them via internet searches. ...
  6. No earnest money or deposit is offered.
Jun 28, 2024

How do I verify a seller on Craigslist? ›

  1. Talk to the person on the phone, if possible, about the deal. If you have to email them first to make the initial contact, ask them for their phone number so you can talk more about the item. ...
  2. Meet the person you're doing business with in a public place, such as a coffee shop. ...
  3. Complete your transaction in cash.

Is it safe to accept cash on Craigslist? ›

Use cash — safely

If you're dealing with a local, the most secure way to pay or collect funds for a Craigslist transaction is with cash. To keep it even more secure, you can make the exchange in a safe place like your local police station or even at Acclaim FCU.

What is the safest way to receive money from a stranger? ›

The safest way to receive money from a stranger online is to use secure and reputable payment methods that prioritize user protection. For instance, you can use a platform like PayPal to receive money from someone you haven't met before. You can also use cryptocurrency—it is a practical way.

What is the best payment method to not get scammed? ›

By and large, credit cards are easily the most secure and safe payment method to use when you shop online. Credit cards use online security features like encryption and fraud monitoring to keep your accounts and personal information safe.

Can a scammer do anything with your cell phone number? ›

Scammers and hackers can use your phone number in numerous ways to compromise your data. If you think a phone number is only a means of communication, think again. Some criminals use cell phone numbers to impersonate others, steal private information, and access financial benefits.

Should you ever give out your phone number on Craigslist? ›

Scammers are getting pretty sneaky and are collecting personal phone numbers through Craigslist Ads. Case in point, when you're placing an ad or responding to an ad, avoid using your personal phone number to communicate with buyers or sellers.

Does Craigslist show your phone number? ›

You can provide a phone number for your posting so that users can contact you by calling or via texting. The "show my phone number" box must be checked in order to enter a phone number. The "phone calls OK" checkbox will display the word "call" before your phone number on your posting.

How to spot a scammer on Craigslist? ›

Scammers often use fake sites to lure buyers into paying for items that don't exist. Always check the URL before finalizing a purchase. Craigslist does not back any transaction on its site. If you receive an email or text trying to sell you purchase protection, you're looking at a scam.

Can someone hack my bank account with my email address? ›

Your email address alone is not enough for someone to hack your bank account, but if someone has your email address, they could potentially use this to extract more personal information about you that could ultimately help them to access your bank account.

How do Craigslist buyers contact you? ›

Craigslist automatically hides your email address from listings with an email relay system. But once you start communicating to messages in your Craigslist inbox, it will use the name in your own email address. As well, it's not difficult for a scammer to get your email address using a Craigslist email address decoder.

How do I respond to a buyer anonymously on Craigslist? ›

Unfortunately, no such protection exists for those replying to posts. When you reply directly from Craigslist, your email address will be visible to the recipient. To reply anonymously, you need to create a free Web-based email address, which does not contain identifiable information.

Why do people spell out phone numbers on Craigslist? ›

Craigslist blocks number written more than one time, so when someone has more than two ads, they spell out the rest.

How to see number of views on Craigslist ad? ›

Hidden View Count

Use a registered Craigslist account so that you can edit your posting. In your account homepage, opt to edit the posting and paste the HTML code at the bottom of the post. To view your hits, log into the hit count tool service Web page with your login ID.

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