- Using Grants in Summer
All enrolled students who are eligible for grants (Pell, TEACH, OCOG, PA State Grant) will be awarded a semester of eligibility during the summer. Summer grants will be prorated based on the number of registered credit hours at the time your application is processed.
- PA State Grant students must apply online.
- Ohio College Opportunity Grant (OCOG): The amount awarded is based on Kent campus enrollment. This grant may be estimated until final annual award amounts are approved by the state of Ohio.
- Using Loans in Summer
- Students who indicate they would like to use a loan in Summer will be awarded 1/3 of their annual remaining loan eligibility for the summer term. The remaining 2/3 will be awarded during the Fall/Spring semesters.
- All Direct Loans are subject to a Loan Origination Fee deducted by the Department of Education (1.057% of loan amount until October 1, 2024).
- If you indicate that you will graduate in August or December, your Federal Direct Loan will be prorated based on your enrolled credit hours and remaining terms of enrollment. If you do not graduate, you must notify the One Stop for Student Servicesto be reviewed for awarding in subsequent semester(s). The financial aid awarding for graduating students is not an automated process. View more information about loan proration.
- Those who wish to borrow a Parent PLUS or Graduate PLUS loan for Summer, must apply atStudentAid by selecting the appropriate loan period (designated in the chart below). Summerapplications will be available May 1, 2024. Prior to requesting an amount in a Direct PLUS Loan, you should factor in the Department of Education’s Direct Loan Origination fee (4.228% for PLUS).
- Parent PLUS: Student must be enrolled in at least 6 credit hours. The parent borrower must apply online at StudentAid.gov.
- Graduate PLUS loan (Graduate Students only): Student applicant must be admitted as a graduate student and be enrolled in at least 4 graduate credit hours. The graduate student borrower must apply online at StudentAid.gov. The Student Financial Aid Office will evaluate your eligibility for the Graduate PLUS loan only after you have exhausted all your Federal Direct Loan (Unsubsidized) eligibility.
- PrivateLoans: Prior to applying for a private loan, students should consider Federal Direct loan options first.To apply for a private loan, you must contact your lender for information and application process. Compare private loan lendersand see student and parent options for borrowing.
- If you would like to reallocate your federal Direct Loans during the summer semester to fund your study abroad, you can complete the Uneven Disbursem*nt Request Form. Please be aware that Direct Loan (Subsidized/Unsubsidized) money will be removed from the fall/spring semester(s) and put into the summer semester based on your financial aid eligibility. This money cannot be replaced with more federal Direct Loans and the result will be less funding during the fall/spring semesters. This form is not a request for additional financial aid; it simply reallocates the Federal Direct Loan money that you have already been awarded for the year. To request this adjustment due to additional costs incurred in a summer study abroad program, you must already be committed to the program and indicate on the form that it is for study abroad costs.
Loan Periods for the Academic Year
Semester Begin and End Months Allocation of Loan Funds Summer semester May - August Entire eligible amount in Summer Fall semester August - December Entire eligible amount in Fall Spring semester January - May Entire eligible amount in Spring Fall and Spring semesters August - May Entire eligible amount to be evenly divided between eligible terms of enrollment (Fall/Spring) - Students who indicate they would like to use a loan in Summer will be awarded 1/3 of their annual remaining loan eligibility for the summer term. The remaining 2/3 will be awarded during the Fall/Spring semesters.
- Scholarships
Kent Campus scholarships awarded by the Student Financial Aid Officeare for the fall and spring semesters only. Requests to use a Kent Campus scholarship for the summer semester will be reviewed on a case-by-case basis. Students must be enrolled full-time during the summer or graduating early. Students must submit a Summer Scholarship Appeal Form.This scholarship appeal process applies to the following Kent Campus scholarships only:
- Academic Achievement Award
- Academic Transfer Award
- Flash Transfer Northeast Ohio Scholarship
- Founders Scholarship
- President's Achievement Award
- President's Transfer Scholarship
Students must contact the Honors College to inquire about Honors Scholarships.Students must contact their regional campus or academic department directly regarding the use of any other scholarships during the summer.
- Federal Work Study
- A regional campus student must contact the financial aid representative at the campus where you intend to work.
- Students must demonstrate financial need as determined by the results of the 2024-2025 FAFSA to qualify.
- Funds arelimited and not guaranteed, even if a student meets the eligibility requirements.
- Students do not need to be enrolled in the summer to use Federal Work Study. In this case, the student must be enrolled in Fall 2024 classes.
- You must submit a 2024 Summer Federal Work Study Request (Dynamic Form) to request funding at the Kent Campus.If you are a regional campus student, please contact the financial aid representative at the campus where you intend to work.
- Post Undergraduate and Graduate Non-Degree Students
If you already have a Bachelor's degree and are not admitted to a Master's or PhD program, you must also complete the Program of Study Form, and the 2024-2025 FAFSA. Your Program of Study Form must be approved in order to receive federal loans.
See AlsoFinancial Aid Checklist - Summer Education Abroad
Students may be eligible to use financial aid during a summer semester abroad depending on the type of aid they have and the type of program they are enrolled in. For more information, please visit our webpage.
If you would like to reallocate your federal Direct Loans during the summer semester to fund your study abroad, you can complete the Uneven Disbursem*nt Request Form. Please be aware that Direct Loan (Subsidized/Unsubsidized) money will be removed from the fall/spring semester(s) and put into the summer semester based on your financial aid eligibility. This money cannot be replaced with more federal Direct Loans and the result will be less funding during the fall/spring semesters. This form is not a request for additional financial aid; it simply reallocates the Federal Direct Loan money that you have already been awarded for the year.
To request this adjustment due to additional costs incurred in a summer study abroad program, you must already be committed to the program and indicate on the form that it is for study abroad costs.
- Transient Students
If you will be taking summer 2024 courses at another college or university and would like to use financial aid, you must complete the consortium agreement process. You will be responsible for paying your tuition and fees and meeting payment deadlines at the visited institution. The Ad Hoc Consortium Agreement Form will be available mid-spring.
Non-Kent State students please note: Kent State will not award aid to non-Kent State students, you may be eligible to use your aid from your home university if they offer a consortium agreement. Check with your home financial aid office about financial aid consortium agreement form availability.
For more information on the consortium agreements, please visit theFinancial Aid Ad Hoc Consortium Agreement webpage.
- Summer Enrollment Requirements
Type of Aid Undergraduate (Min. Credit Req.) Graduate (Min. Credit Req.) Federal Pell Grant 1 Not Eligible Federal TEACH Grant 1 1 Federal Direct Loan 6 4 Federal Parent PLUS Loan 6 Not Eligible Federal Graduate PLUS Loan Not Eligible 4 Federal Work Study* 6 4 Ohio College Opportunity Grant 1 Not Eligible Pennsylvania State Grant 6 Not Eligible Scholarships** 12 9 *Enrollment not required during summer (eligibility may be limited)
**May vary depending on scholarship - Important Information About Updating Your Enrollment Plans
- If your summer enrollment plans change after submitting your enrollment plans on FlashLine,return to the Financial Aid Enrollment Plan question link to update using a document to submit changes.Once financial aid has disbursed (paid), you may not be able to make changes.Notify the Financial, Billing and Enrollment Center as enrollment changes may result in adjustments to your financial aid awards.
- Withdrawal of hours after financial aid has been disbursed may result in a reduction of financial aid.
- If repeating a course, review regulations regarding financial aid. Access information on repeating coursework.
- Disbursem*nt of Summer Aid
- You must be in compliance with the Academic Progress Policy.
- If selected for verification, all requested documents must be submitted and processed.
- You must be enrolled in six eligible credit hours for use of Federal Direct loan (4 hours for graduate students). All courses must apply toward your degree program.
*Disbursem*nt of Federal Financial Aid may be delayed. Review your FlashLine account for updates.
FAQs
Do you get financial aid money in the summer? ›
Yes, FAFSA can pay for summer school
While some students take advantage of summer to rest and recharge, others may want to use the season to get ahead on classes. If you're planning ahead for college classes next summer, here's how the Free Application for Federal Student Aid applies for the summer session.
| If you plan to attend school | You need to |
|---|---|
| between July 1, 2024, and June 30, 2025 | submit the 2024–25 FAFSA form. |
| between July 1, 2023, and June 30, 2024 | submit the 2023–24 FAFSA form. |
a. A valid 2023-2024 FAFSA or CDA needs to be on file for summer 2024. b. There is no additional or separate financial aid application for summer, unless a student is requesting a summer loan.
How many semesters does FAFSA cover? ›The FAFSA covers the Fall/Spring/Summer semesters. For example, the 2022-2023 FAFSA covers Fall 2022, Spring 2023 and Summer 2023 semesters. The 2023-2024 FAFSA covers Fall 2023, Spring 2024 and Summer 2024 semesters.
Is Pell Grant awarded in summer? ›Is there a Summer Application Process? Students who have remaining Pell Grant eligibility based on LEU (Lifetime Eligibility Used), will be automatically awarded a Summer Pell Grant. The award posted will be based on full-time enrollment and will be prorated to reflect the number of actual enrollment.
How often do you get financial aid money? ›Generally, your grant or loan will cover a full academic year and your school will pay out the money in at least two payments called disbursem*nts. In most cases, the school must pay at least once per term (semester, trimester, or quarter).
How do I know if my FAFSA cover summer classes? ›If you're applying for student aid for a summer session, contact your college's or career/trade school's financial aid office to find out which school year you should complete a Free Application for Federal Student Aid (FAFSA®) form. Was this page helpful? We're here to help. Call, email, or chat with a representative.
Does Dream Act cover summer classes? ›You do not need to be a DACA (Deferred Action for Childhood Arrivals) recipient to complete the CADAA. The financial aid you get from each year's CADAA covers your time in college between July 1st through June 30th of that academic year. The CADAA is valid for Fall, Winter, Spring, and Summer terms, in that order.
What month does FAFSA start? ›Generally, the FAFSA opens on Oct. 1 each year. The FAFSA for the 2024-25 academic year is an exception as it did not go live until late December, and only intermittently at that.
Is July too late for FAFSA? ›To qualify for federal, state or institutional aid, you'll need to submit the Free Application for Federal Student Aid (FAFSA). It opens on Oct. 1 every year and stays open until June 30.
Am I screwed if I miss the FAFSA deadline? ›
Some states and colleges continue to award aid to FAFSA latecomers, but your chances get much slimmer, and the payout is often lower. If you miss the end-of-June federal deadline, you're no longer eligible to submit that year's FAFSA form. Did we mention you shouldn't miss the deadlines?
Who is eligible for the Pell Grant 2024? ›Less than 33 years old as of the January 1 prior to the award year for which the applicant is applying (e.g., for the 2024–25 award year, a student must be less than 33 years old as of January 1, 2024, to be eligible).
What is the Max Pell Grant amount? ›Award amounts can change yearly. The maximum Federal Pell Grant award is $7,395 for the 2023–24 award year (July 1, 2023, to June 30, 2024). The maximum Federal Pell Grant award is $7,395 for the 2024–25 award year (July 1, 2024, to June 30, 2025). your plans to attend school for a full academic year or less.
Can you run out of Pell Grant money? ›Yes. There is a maximum amount of Federal Pell Grant funds you can receive over your lifetime. You can receive the Pell Grant for no more than 12 terms or the equivalent (roughly six years).
Does FAFSA have a lifetime limit? ›Students face both annual and lifetime borrowing limits for federal student loans. The lifetime aggregate limit for undergraduate students is $57,500, of which no more than $23,000 can be in subsidized loans.
Can you get federal student loans for summer semester? ›Based on your background and qualifying eligibility – including dependent status, parent's income, and academic credentials – the federal government offers a cumulative federal student loan amount that can be availed during an academic year. This includes both summer classes and courses taken during regular semesters.
Does a summer job affect financial aid? ›Having a summer job usually won't affect aid
In short, no, for the most part. Having a summer job generally will not reduce your financial aid package, but you need to be careful about where you save your earnings.
Typically, the school first applies your grant or loan money toward your tuition, fees, and (if you live on campus) room and board. Any money left over is paid to you directly for other education expenses.
Does FAFSA cover graduate school? ›Absolutely. Anyone pursuing their education should apply for FAFSA whether you're just looking for scholarships, or a combination of scholarships, work-study, and federal loans.